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Through Professional Advice and World-Class Service

Experience Your Financial Life


From our team to you and your family, welcome to Gardey Financial Advisors.

Discover How We Transform Your Finances

Your Hometown Firm, No Matter Where You Live

Proudly Serving the Great Lakes Bay Region of Mid Michigan and Throughout the U.S.

Maintaining financial health over time is a process that requires personalized problem solving, a thoughtful approach, and a professional, experienced perspective. At Gardey Financial Advisors, we aim to maintain your financial health by developing personalized strategies centered on your best interest, along with providing exceptional client service. Working with those in our local community of Saginaw and throughout the country, we strive to be your lifelong financial partner, confidant, and guide as we pursue your goals—together.

Here’s What You Can Expect When You Work With Us

Direct and Easy Communication

Whether you have a quick question or an important change to discuss, we remain available to you via phone or email.

Financial Strategies Crafted for Your Own Goals

By getting to know your unique set of circumstances, we provide individualized Financial Planning solutions, including Investment Management, designed to increase the probability of achieving your dream retirement.

Expertise and Knowledge

We apply education, honed insight, and decades of experience to identify your financial opportunities, proactively address financial problem areas, and optimize your financial picture.

Just like you, our clients want to protect their wealth and be intentional with their financial decisions. 

We help you do so through…

Ongoing Partnership


A Portfolio That’s Right for You 


Personalized Financial Planning

Learn About Our Services in Detail

Dedicated to Providing the Highest Level of Financial Care

As One of the Only Fee-Only Financial Advisor Firms in the Great Lakes Bay Region.

Finances affect nearly every part of our lives, from how we feel, to how we can support those we love, and what we can accomplish. Having the opportunity to make a difference in your life is why we enjoy our work so much. But it also means the guidance we provide carries a tremendous amount of impact.

  • Our team does not sell financial products.
  • We are paid directly by our clients as a fee-only financial advisor.
  • Being a Fiduciary means we have a legal commitment to put your
    interests before our own.

Our Mission is to Give the Guidance That’s Right for You and Your Family.

We are structured to remain aligned with your best interest given that we are not incentivized to sway you towards one product over another. We don’t believe there is a more transparent or objective way to serve you—or that financial advice should be given in any other way.

Questions to Ask a Financial Advisor

Deciding who to partner with to secure your wealth is one of the most important decisions you’ll make. We’ve put together a list of questions with our answers that we encourage you to ask anyone you’re considering hiring as your advisor.

Get Access Now

Gain a Trusted Partner

Have you ever asked yourself, “Am I doing the right things with my finances?” Let us help answer your financial questions, create a financial plan to achieve your goals, and provide the confidence that you have a path forward.

Get to Know the Team